- CAMELS ratings
Supervisory rating of the bank's overall condition is commonly referred to as a CAMELS rating. This rating is based on financial statements of the bank and on-site examination by regulators like the Fed, the OCC and
The components of a bank's condition that are assessed: (C)
Capital adequacy, (A) Asset quality, (M) Management, (E) Earnings, (L) Liquidityand (S) Sensitivity to market risk(since 1997)
The scale is from 1 to 5 with 1 being strongest and 5 being weakest.
Notice that these ratings are not released to the public but only to the top management of the banking company. This is to prevent a bank run over a bank which has a bad CAMELS rating.
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