Payment card industry

Payment card industry

The payment card industry (PCI) denotes the debit, credit, pre-paid, e-purse, ATM, and POS cards and associated businesses.

The term is sometimes more specifically used to refer to the Payment Card Industry Security Standards Council, an independent council originally formed by American Express, Discover Financial Services, JCB, MasterCard Worldwide and Visa International on Sept. 7, 2006, with the goal of managing the ongoing evolution of the Payment Card Industry Data Security Standard.

International payment schemes

Regional and national payment schemes

Interac Association

The Interac Association is Canada's national organization linking Financial Institutions and enterprises that have proprietary networks, to enable communication with each other for the purpose of exchanging electronic financial transactions. The Association was founded in 1984 by the big five banks. Today, there are over 80 members. The Interac Association is the organization responsible for the development of Canada's national network of two shared electronic financial services: Shared Cash Dispensing (SCD) for cash withdrawals from any ABM not belonging to a cardholder's financial institution; and Interac Direct Payment (IDP) for Debit Card payments at the Point-of-Sale

ee also

* Data Loss Prevention

External links

Payment card industry

* [ PCI Security Standards] , the organization responsible the development, enhancement, storage, dissemination and implementation of security standards for account data protection.
* The [ European Payment Council] (EPC) is the decision-making and coordination body of the European banking industry in relation to payments.
* [ PCI Answers Blog and Forum] has different PCI experts demystifying the experience of compliance
* [ Society of Payment Security Professionals] Industry professionals and CPISM industry certification


* [ EMVCo] , the organisation responsible for developing and maintaining the EMV standard
* [ Chip and PIN] , site run by the Association For Payment Clearing Services (APACS), the UK's central co-ordinating authority for the implementation of EMV
* [ Migration 2 Chip] , The Migration 2 Chip Program

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Look at other dictionaries:

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  • Payment Card Industry Data Security Standard — The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard for organizations that handle cardholder information for the major debit, credit, prepaid, e purse, ATM, and POS cards. Defined by the Payment Card… …   Wikipedia

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