- Breakdown cover
Breakdown cover is a form of insurance policy that provides assistance to motorists whose vehicles have suffered a mechanical failure that is significant enough to leave them stranded at their present location. It is traditionally provided by a country's national automobile association, but may also be made available as part of the service of a
The term "breakdown cover" is most common in the
United Kingdom; elsewhere, it may also be referred to as "emergency roadside repair" or "roadside assistance". The service originated with the development of the first motoring organisations such as the Automobile Association and Allgemeiner Deutscher Automobil-Club, many of which were founded as membership bodies for motorists; services to assist members were often introduced later, with the creation of a fleet of patrolmen. In the case of the AA, these were traditionally motorcycle-mounted prior to the introduction of vans.
When communication technology and availability made it practical, a network of emergency phone boxes, placed at intervals by the roadside, was introduced. In recent years, the widespread ownership of
mobile phoneshas, to a large degree, supplanted the need for an emergency phone network. With many more vehicles on the road, breakdown cover is now offered by a greater number of companies, particularly car insurers.
Breakdown cover may include jump starting an
automobile, towing a vehicle, helping to change a flat tire, providing a small amount of fuelwhen a vehicle of it, pulling out a vehicle that is stuck in snowor helping people who are locked out of their cars.
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