- Innovis
Introduction
Innovis (also known as "CBCInnovis") is the 4th [Andrew Ewalt's Law Blog: [http://andrewewaltslawblog.blogs.com/my_weblog/2008/08/opting-out-of-c.html "Opting Out Of Credit Card "Prescreened" Offers"] , August 18, 2008] and least-known
credit bureau (also known as a "Consumer credit reporting agency ") in theUnited States , the other 3 beingEquifax ,Experian andTransUnion . Currently, a much smaller number of companies use Innovis for credit reporting, one being Trade Capital Company. [MarketWatch.com: [http://www.marketwatch.com/news/story/trade-capital-company-enhances-deposit/story.aspx?guid=%7B413903B1-84B0-4E94-A980-8A27EAA89604%7D&dist=hppr "Trade Capital Company Enhances Deposit Loan Program, Builds Credit for International Business, Investors"] , September 19, 2008] Most sources of information about consumer credit repair do not make mention of Innovis (or the even lesser-known 5th agency, PRBC) at this time (2008).Innovis is officially a subsidiary of CBC Companies, but companies that report debt activity, such as Verizon, refer to the company by the name "Innovis", or simply state that they report to "all four credit agencies". [Source: Customer service at Verizon's Credit Reporting Department, Phone number 1-877-325-5156]
Company History
Innovis began as ACB Services - founded by Associated Credit Bureaus (ACB), in 1970. In 1989 ACB Services was purchased and renamed Consumers Credit Associates (CCA). First Data Corporation purchased CCA and renamed it Innovis, Inc. in 1997. Most recently, CBC Companies purchased Innovis, Inc. in 1999. [Source: [http://www.innovis.com/InnovisWeb/aboutInnovis.html Innovis.com] web site]
As of 2008, CBC Companies claims it has provided consumer credit information through its credit bureau organization for over 55 years.
ee also
*
Credit bureau
*Equifax
*Experian
*TransUnion
* PRBC
*Credit score
*Credit report
*Identity theft
*Fair Credit Reporting Act External links
* [http://www.innovis.com/ Innovis website]
* [http://www.cbcinnovis.com/ CBCInnovis website]
* [https://www.innovis.com/InnovisWeb/pers_orderCreditReport.html Request Personal Credit Report from Innovis]Footnotes
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